New Car Finance in Lincoln
Looking to drive off in a new car around Lincoln but worried about the upfront cost? New Car Finance could be your solution! It allows you to spread the cost of the car over time, making it more manageable. With various finance options available, you can find one that fits your budget and lets you enjoy your new ride without the financial strain.
Check back soon to see our latest vehicles...
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £25,800.00 |
| Total Deposit £2,580.00 | Total Amount of Credit £23,220.00 |
| First Payment £476.35 | 58 Monthly Payments £476.35 |
| Final Payment £4,938.85 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £9,823.50 | Total Amount Payable £35,623.50 |
| Annual Fixed Interest Rate 7.36% | Representative APR 13.90% |
| Product Personal Contract Purchase | Cash Price £25,800.00 | Total Deposit £2,580.00 | Total Amount of Credit £23,220.00 | First Payment £476.35 |
| 58 Monthly Payments £476.35 | Final Payment £4,938.85 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £9,823.50 | Total Amount Payable £35,623.50 | Annual Fixed Interest Rate 7.36% | Representative APR 13.90% |
| Product Personal Contract Purchase | Cash Price £25,800.00 | Total Deposit £2,580.00 | Total Amount of Credit £23,220.00 | First Payment £476.35 | 58 Monthly Payments £476.35 | Final Payment £4,938.85 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £9,823.50 | Total Amount Payable £35,623.50 | Annual Fixed Interest Rate 7.36% | Representative APR 13.90% |
We offer a variety of finance options including personal contract purchase (PCP), hire purchase (HP), and leasing agreements to suit different budgets and preferences.
Eligibility for car finance typically depends on your credit score, employment status, and financial history. We recommend applying for a pre-approval to see what options might be available to you.
Absolutely! You can use your current vehicle as a part exchange to reduce the overall cost of your new car. The value of your vehicle will be assessed and can be put towards your deposit.
You'll need to provide proof of identity (like a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
The approval process can vary, but we aim to get back to you as quickly as possible. Typically, it takes from a few hours to a couple of days to receive a decision from our finance partners.
Yes, you can settle your finance early. Depending on your finance agreement, there may be options to pay off the balance in full or make overpayments, potentially reducing the interest you pay.
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