New Car Finance in Lincolnshire
Looking for a way to get a new car without the upfront cost? In Lincolnshire, new car finance options let you spread the cost over time. Whether you're in Caistor, Market Rasen, or anywhere nearby, you can find flexible payment plans that suit your budget, making it easier to get behind the wheel of your dream car.
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Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £25,800.00 |
| Total Deposit £2,580.00 | Total Amount of Credit £23,220.00 |
| First Payment £476.35 | 58 Monthly Payments £476.35 |
| Final Payment £4,938.85 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £9,823.50 | Total Amount Payable £35,623.50 |
| Annual Fixed Interest Rate 7.36% | Representative APR 13.90% |
| Product Personal Contract Purchase | Cash Price £25,800.00 | Total Deposit £2,580.00 | Total Amount of Credit £23,220.00 | First Payment £476.35 |
| 58 Monthly Payments £476.35 | Final Payment £4,938.85 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £9,823.50 | Total Amount Payable £35,623.50 | Annual Fixed Interest Rate 7.36% | Representative APR 13.90% |
| Product Personal Contract Purchase | Cash Price £25,800.00 | Total Deposit £2,580.00 | Total Amount of Credit £23,220.00 | First Payment £476.35 | 58 Monthly Payments £476.35 | Final Payment £4,938.85 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £9,823.50 | Total Amount Payable £35,623.50 | Annual Fixed Interest Rate 7.36% | Representative APR 13.90% |
We offer a variety of finance options including Personal Contract Purchase (PCP), Hire Purchase (HP), and leasing agreements to suit different budgets and preferences.
Eligibility for car finance typically depends on your credit score, employment status, and financial history. You can start by filling out our simple online application form to get a preliminary assessment.
Absolutely! We welcome part exchanges, and they can indeed be used as a deposit towards your new car finance, potentially lowering your monthly payments.
You'll need to provide proof of identity (like a passport or driving licence), proof of income (such as recent payslips or bank statements), and proof of address (like a utility bill or council tax statement).
The finance approval process can vary, but we aim to get back to you as quickly as possible. Typically, you can expect an answer within 24 to 48 hours after submitting all required documents.
Yes, there may be fees such as administration fees, documentation fees, and possibly an early settlement fee if you choose to pay off your finance early. We'll provide a full breakdown of any applicable fees with your finance agreement.
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