Used Car Finance in Lincoln
Looking for a way to make buying a used car easier on your wallet? Used car finance in Lincoln offers flexible payment options to fit your budget. Whether you're in Market Rasen or nearby, financing can help you spread the cost over time, making it simpler to get behind the wheel of your next car.
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £25,800.00 |
| Total Deposit £2,580.00 | Total Amount of Credit £23,220.00 |
| First Payment £476.35 | 58 Monthly Payments £476.35 |
| Final Payment £4,938.85 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £9,823.50 | Total Amount Payable £35,623.50 |
| Annual Fixed Interest Rate 7.36% | Representative APR 13.90% |
| Product Personal Contract Purchase | Cash Price £25,800.00 | Total Deposit £2,580.00 | Total Amount of Credit £23,220.00 | First Payment £476.35 |
| 58 Monthly Payments £476.35 | Final Payment £4,938.85 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £9,823.50 | Total Amount Payable £35,623.50 | Annual Fixed Interest Rate 7.36% | Representative APR 13.90% |
| Product Personal Contract Purchase | Cash Price £25,800.00 | Total Deposit £2,580.00 | Total Amount of Credit £23,220.00 | First Payment £476.35 | 58 Monthly Payments £476.35 | Final Payment £4,938.85 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £9,823.50 | Total Amount Payable £35,623.50 | Annual Fixed Interest Rate 7.36% | Representative APR 13.90% |
We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance plan that suits your budget and needs.
Yes, you can! We work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we often find solutions for our customers.
Typically, you'll need to provide proof of ID (like a passport or driving licence), proof of address (such as a utility bill or bank statement), and proof of income (like recent payslips or bank statements).
We aim to make the process as quick as possible. In most cases, you can expect a decision within 24 to 48 hours from the time of submitting all required documents.
Absolutely! You can use your current vehicle as a part exchange towards the deposit on your new purchase. We'll assess your vehicle's value and apply it directly to your finance agreement.
Generally, finance is available on any of the used cars, crossovers, and vans we offer. However, some age and mileage restrictions may apply depending on the finance provider's criteria. Our team can provide specific details based on the vehicle you're interested in.